Online Security Tips

Does someone want to transfer millions of dollars into your account because they don’t trust their relatives or their government is after them?

Does someone want to pay you to cash cheques and send them the money?

Received a mail from a lady requesting for a long distance relationship? 

Has a dying person contacted you wanting your help to give his money to charity?

Have you sold an item and are asked to accept a payment larger than the item amount?

Did you receive a mail congratulating you on winning a lottery you never entered for?

This are avenues that scammers use to get their preys.

The Internet has become a dangerous place in which to do business particularly now that the Nigerian banking sector is going cashless. To remain secure online, you need to maintain a strong defense on several fronts. The three surest means of accessing your details are your email, your social media accounts for example Facebook, Twitter etc and online bank accounts (including online stores like Ebay, amazon etc).

Here are some valuable tips that will help you in protecting your details from hackers.

Email:

One of the most common methods used by scammers are to send you mails;

  • requesting that you update your account details,
  • informing you that there has been some upgrades from the bank and you are required to re-login into your account.
  • warning you that youaccount has been suspended due to irregular activities on your account and a host of other means.

What You Need to Do?

  • Be suspicious of any emails requesting confidential information, and verify the request with the company or individual named in the email. Just clicking on a malicious web link can infect your computer.
  • Use strong passwords. It is advisable to mix and match your password combinations with letters, numbers and signs.
  • Check the email address of the sender of the mail. Some will send you a mail with a gmail account e.g. a mail from bank will not be sent from a commercial mail provider account. it would be from a corresponding account.
  • Also note that no bank will ask you for your password combination or your secret code. All they would request for is maybe the 1st and the last digit/letter of your password.
  • Sometimes, Gmail alerts you by providing alerts such as “Be careful with this message. Similar messages were used to steal people’s personal information. Unless you trust the sender, don’t click links or reply with personal information.”

Social Networking Sites

Never ever enter your bank details on any social networking sites. Major players will never require this information. The idea of entering your postal code, date of birth, residential address is a NO! NO!. These information is good enough to hack into your account. For instance, a mail was sent to you susposesaidly from your bank asking for

Name:_______________________________

Date of Birth:_________________________

Postcode:___________________________

By providing the above information, all the hacker needs to do is to search for the date of birth and match it to the name and postcode and WHOLA! he hits the jack pot.

What You Need to Do?

  • Limit the amount of personal information you provide on social networking sites.
  • Use strong passwords. It is advisable to mix and match your password combinations with letters, numbers and signs.
  • Be very careful when allow third-party apps to access your information. It is better to know what information is available to the app.

Online Banking and Shopping

If you are a heavy user of the online banking transactions, limit those activities to a secured, stand alone computer that has an up-to-date antivirus, anti-malware software.

Cybercriminals are writing malware to create fraudulent Automatic Clearing House (ACH) and wire transfers. In order to hijack your transactions, a criminal must first infect your computer with the malware. Infecting a computer is much easier if that computer is connected to the internet or used for email.

Ensure the address at the top of the page starts with https://…… and not http://….. (or better still look for a padlock sign at the top right corner of the page or at the bottom right corner of the page depending  on your browser). This provides a secured access to account.

Finally, please be very careful when downloading softwares and also clicking “OK” whenever you see a pop-up. This might contain a malicious script that is intended to steal your details.

You can follow us on Twitter, add us to your circle on Google+ or like our Facebook page to get first-hand information on ICT related issues.

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